There’s no way around it, remodeling your home can be a big, expensive job. But there’s always a way to make it happen. Greenerz is dedicated to making sure your home looks and feels the way you want it to. That’s why we partner with some of the most green-friendly lenders around. Lenders that offer financing for sustainable construction projects with no money down, low fixed rates and flexible repayment plans. Take a look at what some of our lenders have to offer and then submit your project for a free estimate of your home improvement costs!
Equity Prime Mortgage
Equity Prime is a direct lender that prides itself on working with multiple types of borrowers, offering people cost-saving benefits across a variety of financial and credit profiles.
- Apply for a Loan with No Cost or Obligation
- Organize Your Loan Process with the Personal Loan Center
- Apply On-Line or by Phone
Home Energy Renovation Opportunity (HERO)
The HERO program is designed to make it easy to get loans for home improvement upgrades that make your home more energy-efficient. With the PACE program (Property Assessed Clean Energy), you can repay energy-efficient and water saving upgrades through your property tax bill. Contractor is paid once Client signs off that he is satisfied with the work.
- Fast Online Application – You Get an Answer in About 15 Minutes
- Borrow up to 15% of Home’s Value
- Low, Fixed Rates
- No Upfront costs
- Flexible Repayment Plans of 5-20 Years
- No Impact on Personal Credit Score
- Payments May Be Tax Deductible
- Balance May Be Transferable to New Owner If You Sell
Interbank
Interbank is a Peru-based bank serving clients internationally. They offer loans for debt consolidation, education, car buying, home buying and home improvements. Features include:
- Loans of up to $30,000 with No Collateral
- Five Year Terms
- Low Rates
- Easy Payments Through the Internet
CaliforniaFirst Efficiency Financing
CaliforniaFirst offers the PACE program. You can receive financing for energy efficient and water-saving improvements with no money down and easy repayment on your property tax bill. This financing has no effect on personal credit score, so no effect on your credit report and no impact on your debt-to- income ratio. The advantages of financing your energy efficient home update through CaliforniaFirst include:
- Competitive Fixed Rates
- 100% Financing
- No Relationship to Your Personal Credit Score
- 5 to 25 Year Repayment Terms
- Savings on Utilities
- Repayment Responsibilities May Transfer to the New Owner if Property Is Sold
- Fast In-Home Approvals
- No Prepayment Penalty and Free Re-Amortization
- Can Borrow up to 15% of Property Value
- May Add Value to Property
Synchrony Financial
Synchrony Financial is a full service finance company, servicing both businesses and consumers. They have plenty of home improvement partners and offer financing for a wide variety of home improvement projects.
- Competitive Home Improvement Rates Subject to Credit Approval
- Get Loans for a Variety of Projects Including Flooring, Additions, and Remodeling
- Partners with Thousands of Businesses to Bring You Financing Options
GE Energy Financial Services
GE Energy Financial Services has a variety of products for industry buyers. Equity investing is their primary business. They have a long track record of investment in renewable energy sources.
- Exclusively Focused on Energy Finance
- Long History with Financial Management and Energy Production
- Established Professionals in the Power Business
GreenSky
GreenSky is a full green financing company. They are paperless, meaning you apply, pay, and receive account information online or by phone. They offer deferred interest or fixed monthly budget plans, with high approval rates and high limits. Their plans can be used to finance Home Improvement projects like roofing, remodeling, patios, and more.
- Fast Online Approval
- Flexible Financing Options
- Wide Range of Bank Partnerships for More Approvals
- Credit Limits up to $55,000
YGrene
YGreneWorks is a finance company based around PACE lending programs. YGreneWorks offers financing on thousands of energy saving, comfort increasing, property value rising projects such as cool roofs, water-saving shower heads and landscaping with drought resistant plants. Virtually anything that saves water, offers hurricane or earthquake protection, saves energy or improves efficiency is eligible for financing.
Because they participate in the Pace program, YGreneWorks can offer some very appealing features to green construction home improvement borrowers, including:
- No Money Down and No Payments for 30 Months
- 100% Financing
- Fixed Terms for up to 20 Years
- No Effect on Your Personal Credit Score or Report
- Payments Appear on Your Property Tax Bill and Generally Stay with the Property if You Sell It